Showing posts with label investment. Show all posts
Showing posts with label investment. Show all posts

Thursday, October 15, 2015

POTENTIAL RETURN OF UP TO 1,000% - LOOKING FOR INVESTORS

I'm not kidding. I have a business which could give return between guaranteed 20% per month all the way up too 1,000% per year.

I just discovered an irresistable investment opportunity. It have the potential of getting guranteed 20% return per month.

Yes, no kidding. 20% per month with compounding interest, that's 290% per annum.

The best part is, if you are the primary investors, you can gain at least 1,000% per annum with no upper limit.

So, what is this amazing discovery which could give such return.


"PLEASE READ THE DISCLAIMER SOMEWHERE AT THE BOTTOM BEFORE YOU PROCEED TO INVEST IN IT"

It's the discovery of next generation energy source, C1888H888O8NS, or better known as the "SUPER COAL".

Why is this important? 40% of world's energy is generated by using coals. 69% of China's electricity comes from coals and 46% of electricity generated in the United States of America comes from coal. Every year, 8 billions of coals are used worldwide. And SUPER COAL is about to change the world's energy matrix.

Supercoal is more effecient and could produce energy 100 times the energy of a normal coal. This would help to reduce the overall cost of energy productions, by almost 80% of the cost. This was published in the Society of Energy Research & Development 2013 journal.

Super coal used to be very rare type of coal only, where for everyone 1,000,000 tonnes of coals mined, only 0.1 tonnes are super coal. Until recently, a huge deposit of Super Coal was found at Punjab, India. Yes, 90% of the coals are Super Coal.

So, all energy companies are rushing to use Super Coal instead of the normal coals. Even, the European Union is recommending the usage of Super Coal instead as it is more environmental friendly. Less carbon emission and footprint. The EU are in discussion to make it compulsary to use the Super Coal.

The good news is the Super Energy Pte Ltd (which I am part of it) have secured the Super Coal mining rights from the government of Punjab state and have leased the land for 20 years.

Here's the problem, we are short of fund and refused to collabrate with giant energy companies such as Shell and Chevron. As this giants would try to manipulate the markets and only the rich will get richer. Instead we would like to offer to the public to invest in us.

We are looking for 2 type of investor. The primary and secondary investors.

Primary Investors.

We will need an initial investment of USD 1 Million. This money will be mainly used for capital expenditures, such as mining machines and tools. This is where you will become our primary investors. The minimum investment for primary investors is USD 1 Million. Som we only need one primary investor. You, as the primary investor have the potential of earning 1,000% return in a year.

Secondary Investors.

Now, for the secondary investors, we need you for the day to day operational expenses in mining the supercoal. The cost of mining 1 tonne of Super Coal is USD 10. The minimum investment is USD 1,000. This will enable us  to mine 100 tonnes of Super Coal per month.

Yes, your money will be rolled back month to month as we already have buyers waiting for the Super Coal. So, we would be able to sell within a month. But, due to the extreme beaucratic nature of the India governement, we would be only able to release the profit once every 6 months. Your capital will be used to roll month to month mining and giving you at least 20% guaranteed return.

So, at the end of 6th month, you would be able to withdraw both your capital and profits of 120%. Or reinvest your money for 1 year which would give you an additional bonus of 20% at end of  every one year of investment.

You'll be a MILLIONAIRE within 5 YEARS!

You can also earn by introducing new members to invest with us. A very good incentives system has been created for bringing us new investments.

For each new members sign up under you, you'll get 25%. Yes, you'll get back 100% of your money just by signing up 4 people under you.

Not just that, you'll get 5% riding income up to 4 level depth not including the one under you.

Here's an example of potential earning from members recruitment:

(Click The Above Image To Enlarge)

Yes, you can earn thousand of US Dollar even passively whenver a new member joins under your network..

There are also another bonus called MEGA LEG BONUS. If one of your leg's total investment (not including re-investment) reach USD 100,000. We would reward you with USD 50,000. So, for every leg of USD 100,000, you will get USD 50,000. So, start bulding your network. Help your friends and family to build their network as well. Note: Terms and condition applies.

How we would be able to give such huge amount of returns? That's because the market price of Super Coal is USD 500 per tonne. The cost of producing it is only USD 10 per tonne, and that USD 10 is your money which you just invested. We still need to share the profits with our primary investors who trusted us to invest millions.

IT'S AN ONCE IN YOUR LIFETIME INVESTMENT OPPORTUNITY!!!

Special Note for Primary Investors! Secondary Investors, PLEASE DONT READ!

You, the primary investor, just between us, there's no such thing as Super Coal. But, I promise the return potential of 1000% or even more. Our share deal would be 70:30, where 70% is yours.
Here's how we are going to earn money. Please refer to the table below (Click it to enlarge).
The final profit we could earn from secondary investors are massive. We would be paying those returns of 120% every 6th month.

But, afraid not. There would be 4 type of secondary investors.

1. They'll let the money to roll. (We love this type of people)
2. They'll withdraw the profit and let the principal to roll.
3. They'll withdraw everything.
4. They'll top-up more money. (Another people we love the most)

About 70% belongs to the 1st and 4th category. After deducting those payments given to Type 2 and Type 3, we could still bag in a profit of USD 800 Million, with 70% profit sharing, that would mean USD 560,000,000 for you.

That's a pure profit of 5600% in 3 to 5 years.

We expect this business will run for 3 - 5 years before it folds down. Your initial investment of 10 Million Dollar will be used to cover the initial return which need to be paid to the secondary investors. There would be many sceptical investors. Once they could see the profits can be withdrawn, they will have more confidence in us and starts to invest more and recruit more members.

So, primary investors, let's play the game. Welcome aboard!

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DISCLAIMER: The above article is written to show people how scam works and how they could pay you a lot and yet they scammers could make hundreds of millions and even billions of US Dollar (Or Ringgit). I'm not looking for any investors to execute the plan above.


In the above article or illustration, the first 350,000 people would have gotten back their earning as long they manage to withdraw their money. It's the last 1 Million people's money which would be lost forever.

Please read: Scam 101: Big Devil vs Little Devils (For better understanding how some of the 1st 350,000 so called investors are very selfish people.)

The above plan could in fact last much longer than 5 years by adjusting the returns. For example, the Madoff scam lasted for almost 18 years, because his rate of return was on about 20% per year. The above is 20% per month.

Please read: 7 Things You Don't Know About Scam to understand more about scam.

The reason I'm writing a lot about scam is because so many innocent people are being cheated. I have even seen a lady who earns less than RM 1,000 got cheated of her RM 5000 life saving because she trusted someone and joined such scam. For her, saving RM 5,000 is a huge task. He blood and sweat went together with her savings.

And of course, I wouldn't want those conman to get away with hundreds of million dollar. Or even billions.

This is one of such scam, FX United CGAT system. Please read this for more info: SCAM ALERT: FX United Capital Guaranteed Auto Trading (CGAT). Please don't fall to such things.

Think of WIN-WIN situations. Think of those millions who would lose their money.

I hope, my article would have open up some people's mind.

My only worries with this article is someone might get inspired to start a brand new scam. If you do, please make me your partner. :p Just Kidding!




Tuesday, November 11, 2008

Thinking in Percentage

“Man, I have just lost $10,000”, Alberto was grieving to his friends that he has lost money in the recent stock market turmoil. Not to be left out, Roberto started to tell his sad story, “You know what, that $10,000 is nothing. I have just lost $100,000”. All their friends felt sorry for Roberto. Now the question is who has lost the most.

“What silly question is that? Isn’t it’s obvious that Roberto lost the most”, as usual some readers would be pondering. What if I say, you could be wrong. The answer is it depends on the situation. To evaluate who made the most lost; we have to look at the percentage of loss, not the amount. That’s right, whenever it comes to investment, gain or lost must be calculated in percentage. Or else, there is no way to evaluate how good or bad your investment or business really is.

Now let’s see whether Alberto or Roberto made the biggest loss.

Alberto made an investment of $20,000, and loss $10,000. So,
Percentage of loss = Amount of loss/Amount of initial X 100
= $10,000/$20,000 X 100
= 50%

Roberto made an investment of $1,000,000, and lost $100,000. So,
Percentage of loss = $100,000/$1,000,000 X100
= 10%

From the percentage we could see that, Alberto made the biggest lost from his investment. Roberto just made a loss of 10%. Even thou, Roberto’s amount look big, but the percentage is quite small. By right he shouldn’t be worried at all.

But the truth, the general public would always look at the figure and always make their decision based on it. They would get worried when they see some big amount losses even thou percentage wise it’s very small. Same goes with small amount of losses won’t make people get worried, even thou percentage wise it’s big. One very good example is lottery. Those who buy lottery never realize that every time they didn’t win the draw, their loss is actually 100%. By not thinking in percentage, they are actually losing a lot and will keep on wondering where they went wrong.

Another thing to notice about losses is if you lose 50%, to break-even you need to make 100% gains. That’s a long way to break-even. So, when it comes to investment, you must always have a stop loss system to cut your losses. You must set yourself maximum losses you are willing to accept and set it in percentage.

“As a successful investor, one must always think in term of percentage to maximize their investment.”

Let’s look at money management side, and the importance of thinking in percentage.

Let’s say you have personal loan of $20,000 and a mortgage of $200,000 with both terms is 10 years. You have extra $1,000. The personal loan total interest for this year is $2,000 and for mortgage is $15,000. Many would be paying the $1,000 to their mortgage because the total interest amount looks big. By right one should be paying off the personal loan because the interest rate is $10%, while the mortgage’s is just 7.5% (Note: Simple interest rate method was used for easier understanding). By paying the personal loan, you would have saved additional $75 in interest.

Here’s another scenario.

Arulin is a disciplined saver. Every month he would never miss to save a portion of his salary. Now he has a fixed deposit of $7,000 which is giving a return of 5% p.a. Arulin is saving them for his retirement which is 20 years from now. He also has a credit card debt of $5,000 at 18% p.a interest. He never misses to pay at least the minimum amount of his credit card bill. Is he doing the right move?

The right move should be to settle his credit card debt as the interest rate is way much higher than his returns. 18% of debt interest versus 5% of saving interest. Overall he would be losing more money, rather than gaining. He is only delaying his goal to retire earlier.

Does that mean no matter what we must settle the credit card debt first? It depends. If you have found an investment which gives stable higher returns than your credit card interest rate, then its okay pay the minimum amount for your credit card and continue to invest. It also depends on your cash flow health, which we will look at my up coming posts.

“As an aspiring millionaire to be, one must always think in percentage to maximize their money management, as you will see the example below.”

Why people aren’t making a decision based on percentage? The problem, we have been raised since kid, that the more money we, the better. This is true, but is not applicable when it comes to investment gain/loss and money management. People tend to get confused and make a bad decision most of the time.

All and all, when you make an investment and/or money management decisions, make sure that you think in percentage to maximize your overall returns.

Friday, October 31, 2008

Basic Rules of Investing

I posted this at some group in 2006, and thought it would be a good idea to post it here as it is still useful relevant article. Enjoy my revised 2006 word of wisdom. :p

There are many choices of investment available these days within single click away. Many people never realize what they are putting their money on. They just follow what other people do or advice and in the end lose all their money.

So, the first MOST important rule is,

"Never ever invest in something you don't understand"

Many people just look at the gain, without realizing what are the risk involved. These cause them to easily wipe out their investment. If you don't know anything about investing, the possibility of someone cheating your money is high. Take "Pyramid Scheme" for example. Many people didn't understand what it is all about, but yet they still invest on them. In the end they not only lost
their money, but lost their good relationship with their friends and family as well for introducing them into the scheme.

So, the solution is...

"Understand what you are going to invest on"

Yup. Learn, study about them. Ask all sort of questions. Find out whether it is legal or not. Try to get REPUTABLE 3rd party opinions. Reputable mean, someone who knows inside out about investment. Don't get influence by the figures they show you. Find out all the risks
involved. Think rationally and make a move, whether to invest or not. Most importantly, make sure you will be financially stable if you lost all your money in the investment.

"The greater the return, the greater the risk"

Find out the risk involved and study whether you can take such risk or not. One way to find out how much risk you can take, (especially for stock market), try to invest a small amount of money (make sure this is not your life savings) by buying some stock. See if you can sleep soundly in the night or not. If even a 1 cent drop gives you sleepless night, then definitely its not for you.

"Learn to minimize the risk/loss"

Many people do not know just when to stop their losses. They always keep on hoping that the loss will be temporary, but the truth is you will never know. It could become worse, if you don't get out as soon as possible. To learn to minimize a risk or loss is not easy, but it can be learned through experiences. Read books on risk management. It could help you out to understand and get new ideas on how to manage it.

"Learn from mistakes"

Everybody do make mistakes, but don't let the mistake haunt you. Learn from it, and use it as a powerful tool of wisdom. I have seen many people, who keep on repeating the same mistake over and over again. The only good habit they have is they never give up, but its useless if you still repeat the same mistakes. Also, the earlier you do a mistakes, the lesser it will impact you. But, it doesn't mean you must do a mistake to gain experience. Another away is learn from other people's mistakes, they are abundant.

As for Stock/Derivative Market (Which can also be applied to other sort investment), many books or people says there are 2 important rules,

1. Don't be greedy.
2. Get rid of fear.

but I would add another 2 and make it 4 important rules, they are:

1. Don't be greedy.
2. Get rid of fear.
3. Never ever regret.
4. Don't be too hopeful.

That's all for now. I hope this would help to enlighten many future and current investor to
prepare themselves before they start to invest.

Happy investing.